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University Human Resources

NJ State Health Benefits Program Eligibility for Rutgers Employees

Who Is Eligible

  • Regularly appointed full-time (100%) faculty and staff with an Appointment of 12 months or greater for Calendar Year (CY) employees or an appointment of 10 months for Academic Year (AY) employees
  • Legal spouse
  • Children under age 26
  • Registered Civil Union or Same Sex Domestic Partners

How to Enroll

Enrolling a Civil Union or Same Sex Domestic Partner in Health Benefits

  • Please visit Life Events for additional information
  • You may also add your civil union/same-sex domestic partner to your coverage during the regular open enrollment period, which is typically during October for an effective date of the following January 1.

Multiple Enrollments

  • Individuals may belong to a SHBP medical plan as an employee or a dependent but not both
  • Two state employees married to each other cannot both cover the same children or each other under two SHBP medical plans
  • No individual is eligible for coverage in more than one state dental plan

When Coverage Begins

  • Academic year employees with 10-month academic appointments with September 1 hire date = September 1 effective date
  • All other employees, after 2 months of continuous employment, i.e., August 15 hire date = October 15 effective date

When Coverage Ends

  • Employees with 10-month academic year appointments that end June 30 will continue health insurance coverage through July and August
  • Effective January 2, 2020: Medical, dental and prescription drug coverage will terminate at the end of the month the termination of employment occurs. Example: employment termination date is January 29th, insurance coverage will end on January 31st.
  • Coverage can be continued through COBRA for up to 18 months

When Child Coverage Ends

  • Coverage ends the last day of the calendar year in which the child reaches age 26