NJ State Health Benefits Program Eligibility for Rutgers Employees
Who Is Eligible
- Regularly appointed full-time (100%) faculty and staff with an Appointment of 12 months or greater for Calendar Year (CY) employees or an appointment of 10 months for Academic Year (AY) employees
- Legal spouse
- Children under age 26
- Registered Civil Union or Same Sex Domestic Partners
How to Enroll
Enrolling a Civil Union or Same Sex Domestic Partner in Health Benefits
- Please visit Life Events for additional information
- You may also add your civil union/same-sex domestic partner to your coverage during the regular open enrollment period, which is typically during October for an effective date of the following January 1.
Multiple Enrollments
- Individuals may belong to a SHBP medical plan as an employee or a dependent but not both
- Two state employees married to each other cannot both cover the same children or each other under two SHBP medical plans
- No individual is eligible for coverage in more than one state dental plan
When Coverage Begins
- Academic year employees with 10-month academic appointments with September 1 hire date = September 1 effective date
- All other employees, after 2 months of continuous employment, i.e., August 15 hire date = October 15 effective date
When Coverage Ends
- Employees with 10-month academic year appointments that end June 30 will continue health insurance coverage through July and August
- Effective January 2, 2020: Medical, dental and prescription drug coverage will terminate at the end of the month the termination of employment occurs. Example: employment termination date is January 29th, insurance coverage will end on January 31st.
- Coverage can be continued through COBRA for up to 18 months
When Child Coverage Ends
- Coverage ends the last day of the calendar year in which the child reaches age 26
